Fees & Insurance
We believe transparency is an important part of ethical care.
Insurance
We are in-network with Aetna, Cigna, and Carelon Behavioral Health in all four states where we practice (New York, New Jersey, Delaware, and Virginia), with Anthem Blue Cross and Blue Shield in Virginia, and with Anthem EAP in New York and Delaware. In-network billing is handled through Headway. Additional panels — including Horizon BCBS of New Jersey, United Healthcare, Oscar, and Oxford — are in credentialing now; join the notify list and we’ll reach out the day they open. Out-of-network superbills are available for all other plans.
Session rates
• Individual therapy: $145 per 45-minute session · $175 per 53-minute or longer session
• Intake assessment (first session, about an hour): $175
• Couples therapy: $200 per 60–75-minute session
• Initial consultation: Complimentary (20 minutes)
Sliding Scale
A limited number of sliding-scale openings are available at $140–$200 per session, based on financial need and clinician availability. If cost is a barrier, please raise it in your consultation — we will tell you honestly what we have available.
Cancellations and missed sessions
Please give at least 24 hours’ notice if you need to cancel or reschedule. Sessions cancelled with less than 24 hours’ notice, and missed sessions, are charged $125. This applies whether you pay privately or use insurance through Headway, and insurance doesn’t cover the fee. We waive it the first time, and for genuine emergencies and illness.
Your Right to a Good Faith Estimate
Under the federal No Surprises Act, you have the right to receive a Good Faith Estimate of the expected cost of your care. If you are uninsured or paying out of pocket, we will provide a written Good Faith Estimate when you schedule, and at any time on request. If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute it through the federal patient-provider dispute resolution process. Read our full No Surprises Act notice here, or ask us any time — transparency about cost is part of good care. Estimate your cost and download a preliminary Good Faith Estimate below. Your final, individualized Good Faith Estimate comes with your intake paperwork when you’re onboarded.
As a mindfulness-informed practice, we recognize that access to mental health care is not equitable.
A Key Therapy provides a limited number of pro bono appointments on a time-limited basis. These spaces are reserved for individuals facing significant financial hardship and are offered at the discretion of each clinician.
Our commitment to pro bono work reflects our belief that mental health care is both a profession and a responsibility. At the same time, we maintain clear boundaries to ensure the sustainability and quality of care for all clients.
Pro bono
A small number of pro bono appointments are offered on a time-limited basis for individuals facing significant financial hardship, at the discretion of each clinician.